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Online Banking

Make the most of your money

Personal Checking

Your checking account is at the heart of your personal finances. That’s why Hendricks County Bank has created checking accounts that are designed to meet your specific needs and expectations. We offer several choices to ensure you have the options you need.

Features Performance Interest Checking
An account for those interested in higher interest!		 55+ Prestige Interest Checking
A perfect account for customers 55 and over!		 Direct Easy Interest Checking
Earn interest with the convenience of direct deposit or any automatic payment!		 Flat Out Free Checking
A FREE account for everyone!
Competitive interest Higher interest rate with a balance of $1,000 or more
FREE HCBT logo wallet checks One box per year Initial box after opening
No minimum balance
No monthly service charge Only $10 monthly charge if minimum balance falls below $1,000

Every new personal checking account includes:

  • FREE Debit Card
    Enjoy everyday access to your funds at any ATM in the world and the convenience of making purchases without writing a check.
  • FREE Online Banking
  • FREE Bill Pay
    Don't put up with lost mail and late payments when you can go online and simplify your life with the click of a button. Enjoy the convenience of person-to- person payment options.
  • FREE Mobile Banking with Mobile Deposit
    Bank anywhere, anytime you want from your mobile phone. Deposit checks with the convenience of mobile deposit. Enjoy the peace of mind that comes with total debit card control with CardValet®.
  • FREE eStatements
    Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.
  • FREE Thank You Gift
  • Buy back of your unused checks and debit cards from another financial institution

Click here for Rates

Performance Interest Checking
An account for those interested in higher interest!
Competitive interest
Higher interest rate with a balance of $1,000 or more
FREE HCBT logo wallet checks
One box per year
No minimum balance
No monthly service charge
Only $10 monthly charge if minimum balance falls below $1,000
55+ Prestige Interest Checking
A perfect account for customers 55 and over!
Competitive interest
FREE HCBT logo wallet checks
Initial box after opening
No minimum balance
No monthly service charge
Direct Easy Interest Checking
Earn interest with the convenience of direct deposit or any automatic payment!
Competitive interest
FREE HCBT logo wallet checks
No minimum balance
No monthly service charge
Flat Out Free Checking
A FREE account for everyone!
Competitive interest
FREE HCBT logo wallet checks
No minimum balance
No monthly service charge

Make a Great Account Even Better by Adding:

HCBT MasterCard Debit Card

Convenience, control and worldwide acceptance

Debit Mastercard combines the convenience and benefits of Mastercard, with the control of spending your own money. Funds are debited directly from your checking account. With Mastercard, your debit card is accepted at over 33 million locations around the world. It can be used for cash withdrawals and balance inquiries at 1.9 million ATMs. Plus, you can use it to pay online as well as face-to-face transactions that are protected by Chip & PIN technology.

Green Reserve Checking

With the optional Green Reserve Checking plan, you don’t have to worry about costly fees if you accidently bounce a check. You’ll have automatic protection from a line of credit.

E-statements

Who needs more paperwork or wants to wait for the mail?  We’ll send an email when your statement is ready and you just need to log into your HCBT Online Bank account to retrieve your statements.  Each account's statement resides under the transaction page for the account.  Just click the documents tab to see 2 years of statements.

Bank Statement Error Disclosure | Reconciliation Worksheet

Save time and money with these great products and services:

  • Direct Deposit
  • Automatic Payments
    Save yourself time with a convenient direct deposit or automatic payment. They take the hassle out of depositing paychecks or paying recurring bills.
  • Savings Plans
    Manage your money and enhance your earning power with one of our CDs, savings or money market accounts.
  • Free Business Checking
    Need a better account for your business or organization? Our Flat Out Free Business Checking is the perfect account for most businesses.

*Some fees may apply with person-to-person payments.
Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply.
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.
Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Offer good on personal accounts only, ask us about our outstanding options for your business or organization.