Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

close icon

Online Banking

Privacy Policy

Print out Privacy Policy

Updated 04/2025

Facts

WHAT DOES Hendricks County Bank and Trust Company DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Payment history and credit history
  • Account transactions and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons Hendricks County Bank and Trust Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Hendricks County Bank and Trust Company share?

Can you limit the sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No - Does not provide an Opt-Out

For our marketing purposes — to offer our products and services to you

Yes

No - Does not provide an Opt-Out

For joint marketing with other financial companies

Yes

Yes or No - provide an Opt-Out

For our affiliates' everyday business purposes — information about your transactions and experiences

No

No - We don't share

For our affiliates' everyday business purposes — information about your creditworthiness

No

No - We don't share

For nonaffiliates to market to you

Yes

Yes

Questions?

Call 317-852-2268 or go to HCBT.bank

 

Who are we

Who is providing this notice?

Hendricks County Bank and Trust Company

What we do

How does Hendricks County Bank and Trust Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Hendricks County Bank and Trust collect my personal information?

We collect your personal information, for example, when you

  • Open an account or
  • Pay your bills or
  • Apply for a loan or
  • Make deposits or withdrawals from your account or
  • Provide your mortgage information or

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Hendricks County Bank and Trust Company has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffilliates we share with can include insurance and securities services.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance, securities and investment providers.

Additional Information: Location Information

If you have enabled location services on your phone and agree to the collection of your location when prompted by the Services, HCBT will collect your location information when you use the Services; for example, to provide our fraud detection services.  If you do not want HCBT to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device.